Who we are – at a glance

Stay flexible with easyCredit

easyCredit is one of the most successful consumer credit products in Germany. Customers can extend their financial leeway in a quick, simple and fair way. No matter whether it is a new car or a new piece of furniture for the home the installment loan takes the needs of customers into account and offers individual solutions.
easyCredit differentiates itself from its competitors by offering simple processes, individual advice and fair product features.

easyCredit can be obtained through various channels: In Germany the Teambank already works together with 76 % of all cooperative banks (Volksbanken and Raiffeisenbanken). Besides these partner banks, there are also 54 easyCredit shops – so-called specialist centres for installment loans. In addition, customers can purchase a loan online, by phone or by mail.

Product features as an overview:

  • Credit amount up to 75,000 Euro
  • Duration up to 84 months
  • Direct online immediate approval
  • Extended right of return (1 month) without processing fees
  • 1%age point p. a. from your easyCredit interest rate as a change-of-provider bonus for loans over 5,000 euros
  • Flexibility in changing installments and early repayments
  • Special payments possible at any time
  • Best price guarantee
  • Calculation of a personal credit limit and interest rate
  • No requirement to disclose the reason for the credit
  • No collateral required
  • TÜV SÜD audited and certified software for online credit order
  • Partnership approach in all financial situations
  • Transparent credit and price decision
  • Better overview with the new financial compass
  • easyCredit insurance cover can be terminated at any time

The easyCredit card – More than the classic credit card

In 2009 the TeamBank launched another innovation, the easyCredit card. In addition to the classic credit card functions, the easyCredit card offers a credit facility of up to 15,000 Euros which the customer can easily access. The secure repayment of the loan is very much in the focus. In order to guarantee this, the personal credit facility is constantly reduced by the amounts that have been converted into a loan.

The TeamBank AG – a Responsible Corporation

easyCredit and the easyCredit card are produced by the TeamBank AG which has a 60-year history. The headquarters of the company are located in Nuremberg where around 1000 employees work to impress our customers. The value-based corporate culture forms the basis of the company. Fairness and partnership are of paramount importance and shape our dealings with customers, partner banks, suppliers and colleagues.


Overview of Key Figures

Total Assets 6,2 mrd.
Volume of Loan Outstanding  6,2 mrd.
Earnings 85 mill.
Number of Customers 521.000
Employees 1033


Beuthener Str. 25
90471 Nürnberg

Tel.: +49 (0) 911/5390-2229
Fax: +49 (0) 911/5390-1038